Rest Easier vs Mintago.
What each one is
Mintago is a UK financial wellbeing platform with a strong pensions and savings core. Its best-known feature is its pension hunter, which tracks down an employee's lost pots and brings them into one dashboard. Around that sit four salary sacrifice schemes (pensions, electric vehicles, cycling and childcare) that reduce an employer's National Insurance bill, free access to a panel of independent financial advisers who cover most topics including will writing, on-demand masterclasses and bitesize learning, and cost-of-living discounts with major retailers. It is a capable, pension-led platform with a genuine route to regulated advice.
Rest Easier is a financial wellbeing and protection benefit that an employer provides to its whole workforce at a fixed price per employee. Wills with qualified legal review and Lasting Powers of Attorney sit at its core, alongside pension tracing and nominee management, a wealth tracker for assets and liabilities, work benefit nominations, a secure document hub for the things a family would one day need, and a plain-English learning portal with an in-platform guide called Ivy. The design intent is to lead with the small, everyday wins and let people sort the heavier protections once they are engaged, with the experience tuned to where someone is in life rather than treated as one-size-fits-all.
Competitor details are based on publicly available information at the time of writing and may change. Always check the latest from each provider.
How they differ in practice
The clearest difference is what each one is trying to fix. Mintago is, at heart, about money optimisation: finding lost pensions, putting more into them tax-efficiently through salary sacrifice, saving the employer National Insurance along the way, and connecting people to a regulated adviser when they want one. That is a real and valuable job, and the salary sacrifice savings can part-fund the benefit itself.
Rest Easier is about protection and life admin: the wills, the powers of attorney, the work benefit nominations and the documents a family would need, all stitched together and tailored to where someone actually is in life. A 26-year-old renting their first flat, a 35-year-old with two young children, a 50-year-old with ageing parents and a blended family each see guidance pitched to their situation rather than a generic library. That life-stage tailoring is deliberate, and it is a large part of why activation runs at around 50 percent in month one against a 5 to 10 percent industry average. People engage when the first thing they see speaks to their life.
The two are not really substitutes so much as different answers. Mintago helps employees make the most of the money they have. Rest Easier helps them protect the people they have and sort the admin almost everyone keeps putting off. Plenty of employers could run both without overlap.
On regulated advice, plainly
It is worth being upfront about one genuine difference. Mintago offers access to a panel of regulated independent financial advisers, so an employee who wants formal, regulated advice on a pension transfer or a specific decision can get it. Rest Easier does not do this. Rest Easier is educational and is not FCA-authorised: it explains how things work and the options people have, in plain English and tailored to their life stage, but it does not tell anyone what they should do, and Ivy gives information rather than regulated advice. For some buyers, access to regulated advice is decisive, and where it is, that points towards Mintago. For many others, clear, trustworthy education that actually gets used, plus real legal documents completed in the platform, is the outcome they are after.
Pricing, compared plainly
The pricing models are not like for like. Mintago is quoted per organisation and varies with the modules chosen and headcount, and some elements can be part-funded by the employer National Insurance that salary sacrifice unlocks. Rest Easier is a single flat rate of £10 per employee per month for the whole platform, with the employee's partner included at no extra cost and no setup fee. The honest way to compare them is by what you are buying. If pension optimisation and salary sacrifice savings are the goal, Mintago's model is built around that. If the goal is broad protection and life admin for everyone at a predictable per-employee cost, Rest Easier is the cleaner calculation.
Who tends to choose which
An employer whose priority is pensions, salary sacrifice savings and giving staff access to regulated financial advice will find Mintago a strong, purpose-built fit. An employer who wants every employee to have a will, an LPA, their benefit nominations and their family's documents sorted, with guidance pitched to each person's life stage and activation that reaches well beyond the few who already know they need it, is the audience Rest Easier is built for. The question is less which platform is better and more which job you are solving first: making the most of the money, or protecting the people and clearing the admin.
Questions.
This comparison is general information for employers and is not legal or financial advice. Competitor information reflects publicly available details at the time of writing and may change. Figures such as activation rates reflect Rest Easier's own reported experience and may vary by organisation.
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