Rest Easier vs Octopus Legacy.
What each one is
Octopus Legacy, part of the Octopus group and previously known as Guardian Angel, is a consumer service focused on estate and end-of-life planning. At the time of writing its offering centres on online and specialist will writing, Lasting Powers of Attorney, probate support, and free end-of-life planning and bereavement tools, and it partners with employers and other organisations to distribute these. It does the planning-and-protection job thoughtfully, with a strong emphasis on the moments around death and bereavement.
Rest Easier is a financial wellbeing benefit an employer provides to its whole workforce at a fixed price per employee. Wills and LPAs are part of it, but so are pension tracing and nominee management, a wealth tracker for assets and liabilities, work benefit nominations, and a plain-English learning portal with an in-platform guide. It is designed to be used continually across someone's working life, not only at the point of planning for the end of it.
Competitor details are based on publicly available information at the time of writing and may change. Always check the latest from each provider.
How they differ in practice
The honest summary is that Octopus Legacy and Rest Easier share a meaningful overlap on wills, LPAs and the planning side, and Octopus Legacy is genuinely strong on the end-of-life and bereavement experience. Where they diverge is everything that sits around those protections. Rest Easier frames wills and LPAs as one part of a broader financial picture, so the same employee who writes a will can also trace an old pension, see their net worth in one place, nominate who receives their workplace death-in-service benefit, and work through plain-English learning on tax, mortgages and parental leave. That breadth is the deliberate difference.
There is also a difference in centre of gravity. Octopus Legacy leans towards the serious end of the spectrum: planning for death, supporting bereavement, handling probate. Rest Easier deliberately leads with the smaller, everyday wins first, the lost pension, the net worth view, the benefit nomination, and lets the heavier protections follow once someone is engaged. For an employer trying to drive activation across a whole workforce, leading with the everyday tends to bring more people in than leading with mortality.
Pricing, compared plainly
Octopus Legacy operates largely on a per-product basis, with some free planning tools and paid will and probate services, and employer partnerships layered on top. Rest Easier charges a single flat rate of £10 per employee per month for the entire platform, partner included. As with any comparison of a per-product service against a per-employee benefit, the right lens is intent. For specific end-of-life products bought individually, a per-product model may suit. For continuous financial wellbeing across a workforce, a per-employee benefit is the cleaner fit.
Who tends to choose which
An employer whose primary aim is end-of-life and bereavement support, and who values Octopus Legacy's depth in that specific area, may find it a strong fit. An employer who wants a single benefit that covers wills and LPAs but also pensions, net worth, benefit nominations and financial education, with whole-workforce distribution and board-ready reporting, is the audience Rest Easier is built for. The choice comes down to whether you want depth in end-of-life planning specifically or breadth across financial wellbeing as a whole.
Questions.
This comparison is general information for employers and is not legal or financial advice. Competitor information reflects publicly available details at the time of writing and may change.
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